FCIP liability by policy type
- by Matthew Miller
- 9/19/2025

Historically, individual yield-based policies made up most of the insured liability in FCIP. However, starting in the mid-1990s, individual revenue-based policies gained popularity and represented most of the insured liability for the last decade. Participation in area and index plans have been growing, overtaking individual yield policies in 2021 as the second largest type of policy in terms of covered liability.