Characteristics and Risk Management Needs of Limited-Resource and Socially Disadvantaged Farmers
by Robert Dismukes, Joy Harwood, and Susan E. Bentley
Agriculture Information Bulletin No. (AIB-733) 30 pp, April 1997
Small U.S. farms and those run by socially disadvantaged minority operators tend not to purchase insurance or to participate in insurance-type programs operated by USDA. This report traces the lack of use of such risk management measures to several characteristics of such farmers, who include females, blacks, American Indians, Asian/Pacific Islanders, and operators of Spanish origin. These farmers tend, more than the typical U.S. farm, to raise livestock rather than crops, and there are no government-sponsored insurance-type programs for livestock.
Keywords: risk management, crop insurance, limited-resource farmers, limited-opportunity farmers, small farms, socially disadvantaged farmers
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